Mortgage & protection proposition for IFAs

Build or scale your mortgage & protection business

Mortgage & Protection proposition

Build or scale your mortgage & protection business

Mortgage and CRM system

XPlan Mortgage provides full CRM and sourcing system with integrations for other financial advice tools.

Control your business model

Set your fees and structure your services as you want, without unnecessary restrictions on how you operate.

Unrestricted lender access

Offer mortgages from all qualified lenders, so you find the right mortgage solution for each client.

Niche and specialist lenders

Whether your client is self-employed, a contractor or has complex income, you can source the right mortgage from a wide range of specialist lenders.

Equity release support

ValidPath can support suitably qualified advisers support their clients with appropriate equity release arrangements.

Exclusive products

Access exclusive mortgage products from leading mortgage clubs for the benefit of clients

Ongoing proposition support

Full-service support & expertise

Consumer Duty support

With our compliance framework, you can be confident that you meet Consumer Duty requirements, so you can focus on your clients.

Business development

We provide mortgage-specific business planning assistance and support to grow your mortgage business.

Training and updates

Stay ahead with regular training, keeping you updated on the latest mortgage products, protection solutions, and regulatory changes.

Dedicated support

Get direct access to dedicated mortgage and protection staff who you can discuss your complex cases with.

Compliance monitoring

Our compliance monitoring and file review process supports best-practice with feedback to support your mortgage and protection business.

Member events

We host mortgage and protection events to help with your professional development and to supporting collaboration and networking with peers

Mortgage & protection FAQs

How can we help?

We answer your questions about our mortgage & protection proposition and and how it can benefit your business.

What systems are available to support my mortgage business?

ValidPath offers a suite of systems and applications, including XPlan Mortgage (Prime) with Trigold sourcing data, that fully integrate with our primary systems suite.

Does ValidPath have a wide range of mortgage and protection intermediary relationships?

Yes. ValidPath has a wide range of mortgage and protection intermediary relationships including direct (e.g. HSBC, Metro), via mortgage clubs and other specialists lenders.

Can I choose my own mortgage products on offer?

Yes. ValidPath does not restrict the mortgage advice or lenders you can offer your clients, so you can recommend the best mortgage solutions tailored to each client’s unique needs and circumstances.

Do you provide compliance support for my mortgage and protection services?

Yes. We offer comprehensive compliance support for mortgage and protection services to ensure you’re meeting regulatory requirements.

Am I able to set my own fee structure for my mortgage and protection business?

Yes. ValidPath allows you to set your own fees and structure your services in a way that works best for you and your clients, providing this complies with Consumer Duty.